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LOAN CALCULATOR

Member Cellular Discounts with Sprint

CURRENT RATES & FEES

Share, Share Drafts, Share Draft Checking, Christmas Club

These rates were correct as of 04/01/2013, however they are subject to change without notice.

Type
Annual Percentage Yield
Shares
$0 - $100.00
0.00%
$100.01 - $5001.00
0.10%
$5001.00 - $25,000.00
0.25%
$25,001.00 - UP
0.50%
Christmas Club
0.25%
Loans

These rates were correct as of 05/28/2012, however they are subject to change without notice. All loans are subject to credit rating and low mileage.

GREAT LOANS AT GREAT RATES!
Call today for more info!
New Autos
As low as 2.00%, 100% MSRP
Used Autos
As low as 2.50%
Unsecured Personal
As low as 6.50%
Christmas
As low as 8.75%
Back to School
As low as 6.75%
Computers
As low as 7.75%
Vacation
As low as 6.75%
Tractors
As low as 5.00%
ATV's & Golf Carts
As low as 7.75%
Motorcycles
As low as 8.00%
Campers
As low as 7.75%
New Boats
As low as 5.00%
Used Boats
As low as 6.50%
Real Estate
Call for great low rates!
* Interest rates based on number of months financed and credit score.

Fees and Charges (Items in bold font effective November 1, 2013)

Per Value of one Share $25.00 deposit
Deposit to open share draft (checking) $25.00 deposit
Stop Payment Fee $25.00/Request
NSF/Overdraft Fee $27.00/Item
Wire Transfer $25.00 each (outgoing)
Statement (copy) Fee $1.00/Page
Printout (account history) $1.00/Page
Photocopy Fee $0.25/Page
Cancelled check copy $1.00
Account Reconciliation $10.00/Hour
Automobile Title Application Fee $16.50
Uniform Commercial Code Application

$20.00

Pin Number Replacement Fee

$5.00

Non-member ATM fee$3.00
Debit Card Replacement Fee

$5.00

Payment Late Charge (10 days or more) 5% of unpaid payment
Loan Coupon Book $4.00 per loan
Cashier's Check Fee $1.00 (for checks payable to an individual or company other than member)
Safe Deposit Box Rent

3x5x24

$15.00 per year

3x10x24

$25.00 per year

5x10x24

$30.00 per year

10x10x24

$45.00 per year
Return Check Chargeback Fee $5.00
Early Closure of Share Account Fee $25.00 (account closed within 6 months of opening)
Early Closure of Christmas Club Fee $25.00
Dormant Account $5.00 per quarter maintenance fee on accounts with no activity In the last 12 months.
Share Overdraft Transfer $5.00 per loan
Gift Card Fee $1.00



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