McIntosh Chemical Federal Credit Union collects nonpublic information about members from the following sources:

• Information received from members on applications or other forms,
• Information about member transactions with the Credit Union and others; and
• Information received from a consumer-reporting agency.

We do not disclose any nonpublic information about members to anyone, except as permitted by law.

If a member decides to terminate membership or becomes an inactive member, the Credit Union will adhere to the privacy policies and practices described in this notice.

McIntosh Chemical Federal Credit Union restricts access to personal and account information to those employees who need to know that information to provide products or services to its members.

McIntosh Chemical Federal Credit Union maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard member's nonpublic personal information.